Feb 21, 2013

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A Bankruptcy Attorney Can Help You Get a Fresh Start

If fighting to make ends meet, if using one credit card to make a payment on another is how you keep the credit card companies from calling, if worrying about how you are going to put food on your table is the sum of your life, you should consider hiring a bankruptcy attorney in Ocean County.

The very first realization you must come to when filing for bankruptcy is that doing so does not make you a bad person. Millions of Americans have seen their savings exhausted, their incomes reduced or taken away altogether and are barely eeking out an existence through no fault of their own. A bankruptcy gives that person a chance to get back on their feet, to stop the harassing phone calls and threatening legal notices, to halt any foreclosure or repossession activity so that they can take a breath and come up with a solution to get them back on their feet.

A bankruptcy attorney Ocean County can be your best friend. They see hundreds of people just like yourself, struggling to get by, dealing with hardship from a divorce or the loss of a job or an illness that has put them out of work. A bankruptcy lawyer will review your financial situation to determine if filing bankruptcy is right for you. Not everyone who files for bankruptcy will be approved, and bankruptcy is not for everyone. Sometimes, it might be better to work directly with those creditors you owe a debt to see if a payment arrangement can be made. Sometimes, your income level is too high and you may not be able to file a Chapter 7 bankruptcy. There are some debts that you cannot bankrupt. Debts like child support, taxes, loans backed by the government and any debts owed that are involved in fraud cannot be discharged.

This is why if you are in over your head with bills and collectors, you need to talk to a bankruptcy attorney in Ocean County. Most will offer you a free initial consultation, and if you chose to hire one to file bankruptcy, their costs are relatively affordable considering the relief they can provide. The best place to find a qualified bankruptcy attorney is from a referral.

If you know of someone you trust who has gone through a similar experience as you, ask them who they used to file bankruptcy. You may be surprised to learn how many people you know have filed for bankruptcy or at least talked to a bankruptcy lawyer about their options.

The Law Offices of Lee D. Gottesman provides bankruptcy attorney in Ocean Count, New Jersey (NJ). They specialize in providing aggressive representation for all your bankruptcy cases. Visit them now!

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