When you’re drowning in debt, you may not know where to go for help. The FTC (Federal Trade Commission) warns that a debt settlement company without legal knowledge may negatively affect your credit score in the long term. These companies claim to offer debt relief Valdosta, but they lack bankruptcy and debt collection knowledge that can aid in negotiations. Here, you’ll learn why you should hire a lawyer when dealing with debt.
Stopping Creditor Harassment
Those in debt often complain about the frequency with which they receive collection calls. These bothersome phone calls can distract you from your family and work life. By partnering with a debt relief lawyer, you’ll learn how to stop these harassing phone calls. Bankruptcy is one option to immediately stop them; however, you can also write a cease and desist letter. According to the Fair Debt Collection Practices Act, a creditor must stop contacting you if you ask them to do so. A lawyer can help you stop:
- Creditors coming to your home
- Phone calls
- Letters and emails
Visit the website for more information on how an attorney can help you with debt relief Valdosta.
Hire an Attorney and Gain Financial Stability
A debt settlement attorney’s skills can help you live a more financially stable life. While some people never prioritize the repayment of their debts, others prefer not to live in constant disarray. A debt relief lawyer will help you get a handle on your finances and assess your priorities. With debt relief Valdosta, you’ll learn how to control your spending and get out of debt. Whether you’re dealing with high credit card debt, a mortgage you can’t afford, or medical bills you can’t seem to get a grip on, an attorney can help. Visit Charlesferrelllaw.com to learn more or call the office of Charles Ferrell Jr. LLC to request a consultation.