Jul 31, 2015

Posted by in Law Firm | Comments Off on Identifying Laws Associated With Auto Accidents in Bessemer, AL

Identifying Laws Associated With Auto Accidents in Bessemer, AL

In Alabama, the driver ruled at fault in an accident is accountable for paying for property damages and medical expenses. The state enforces their insurance laws strictly to ensure coverage. The minimum auto insurance requirements are $25,000 for the first injured individual. If more victims are identified, the policy must pay the $50,000 maximum. It should also provide $25,000 for property damage.

What Is the Statute of Limitations?

The statute of limitations for filing an auto accident lawsuit is two years. The initial claim must be filed before the deadlines run out. This limitation begins on the day of the accident.

Are There Other Options?

Yes, the victim could file a claim through their own insurance carrier. This is possible for policyholders who have comprehensive insurance. In these instances, the policy could cover all expenses.

They could also file a claim through the at-fault driver’s policy. This would require a third-party. An attorney could coordinate these efforts.

Understanding Contributory Negligence in Alabama

Auto accidents in Bessemer, AL are investigated by law enforcement who arrive at the scene. These officers identify the series of events that caused the accident. They also gather testimony from any witnesses that saw the accident.

In contributory negligence, the victim is also at fault. In other states, a percentage is assigned by the court. The percentage indicates how much of the blame the victim carries. In those states, the settlement is reduced according to a value assigned to the percentage.

This isn’t the case in Alabama. If the victim in a lawsuit is identified as at fault by any percentage, they lose their right to compensation. The fault is identified by a moving violation performed by the victim. These violations could include speeding, DUI, reckless driving, or failing to yield the right of way.

Specific laws apply to auto accidents in Bessemer, AL. These laws determine whether a victim receives compensation after filing a lawsuit. They identify an accountable party and any failure to comply with insurance or traffic laws. Accident victims must file a lawsuit before the statute of limitations runs out. A failure to file forfeits any right to monetary awards. To learn more about these accidents, Contact Forstman & Cutchen now.

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