Oct 25, 2014

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Get Financial Advice From the Rockville MD Best Bankruptcy Lawyer

Dealing with too much debt is something many people find stressful. The harassing phone calls and letters can cause you to make poor decisions that end up making matters worse. Instead of ignoring your debt or trying to cover it with credit cards, you need to get to the root of the problem and overcome it. Often, this can only be accomplished through filing for bankruptcy. If you are in need of help with your debt, it is important you contact the Rockville MD Best Bankruptcy Lawyer right away. A lawyer can help you make important decisions on which type of bankruptcy will best benefit your needs.

Your first option for filing bankruptcy through the Rockville MD Best Bankruptcy Lawyer, is for chapter 7. This is the fastest method of overcoming your debt and will allow you to settle in under six months. Through this option, you will liquidate all of your property, excluding your residential home, furniture, car and clothing. The money raised from the auction of these items will be used to pay off your creditors. Since this bankruptcy is overseen by a court-appointed trustee, some of your debts may be absolved.

Another option you have through the Rockville MD Best Bankruptcy Lawyer is filing for chapter 13. With this option, you are not required to submit any of your assets for auction. You simply pay a monthly payment to the court, which is distributed among those you owe. The period for this bankruptcy is typically two to five years, depending on your income and the amount of debt you owe. During this time period, no creditor listed can pursue you for payment in any way.

If you would like to learn more about your options for filing for bankruptcy, check with your lawyer today. They can take a look at your debts and your income, to help you make an informed choice on which type will be most beneficial. Through a lawyer, you can finally be free of your debts, so you can achieve a brighter financial future for you and your family. Call today for your consultation appointment. Or Click Here.

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