Jan 2, 2014

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Do You Need To Find a Bankruptcy Attorney?

There are a lot of people who think that filing bankruptcy is just about filing out some paperwork and waiting for your credit history to get erased. You have to understand that if filing bankruptcy were that simple there would not be hundreds and thousands of people walking around every day with mountains of debt. Everyone would be filing bankruptcy if it was such a quick and easy task. Once you have decided that it is time to file bankruptcy the next step is figuring out whether or not you need to take the time to find a bankruptcy attorney. The biggest question people have is whether or not they really need an attorney.

Technically, you do not need to have a bankruptcy attorney. Legally you can file bankruptcy on your own if you want to. However, most people who choose to file bankruptcy on their own come to regret their decision and wish they would have taken the time to find a bankruptcy attorney. When you file bankruptcy you are going to have to pay roughly $300 to cover all of the filing fees. If you make one mistake when filing you could just be out that $300. When you have a lawyer you really do not have to worry about making mistakes.

You have to understand that filing bankruptcy is not a quick and easy process. It is a process that can take months and even years depending on your circumstances and how many other people have been filing bankruptcy. Considering how bad the economy is, it is safe for you to assume that a lot of people are probably filing bankruptcy. One of the benefits to reaching out to a law firm such as Rapa Law Office PC and hiring a lawyer is the fact that they know how the process works. They are going to do what they can to speed up the process so you can get your credit cleared faster.

It is a good idea for you to take a few minutes to understand exactly what filing bankruptcy is going to do for you. A lot of people just assume it is going to wipe their credit clean. When you file bankruptcy it is only going to wipe your unsecured debt clean. This would include anything you did not have to supply collateral for in order to get.

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